How to Open a Bank Account in the USA as an Indian

Avoid high transaction fees Receive salary or tuition refunds Pay bills easily in the U.S. Build credit history

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Types of Accounts

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Step 1 – Choose the Right Bank

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Step 2 – Documents Needed

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– Start application online – Visit branch with documents – Banker sets up your account

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Step 4 – Get Account Features

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Step 5 – Activate & Use

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Best Tips for Indians

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Start Your U.S. Financial Journey Today!

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How to Open a Bank Account in the USA as an Indian

Avoid high transaction fees Receive salary or tuition refunds Pay bills easily in the U.S. Build credit history

Why Do You Need a U.S. Bank Account?

Types of Accounts

1.Checking Account → Daily use, debit card, bill payments 2.Savings Account → Store money, low interest

Step 1 – Choose the Right Bank

✅ Chase ✅ Bank of America ✅ Wells Fargo ✅ Citibank ✅ Credit Unions

Step 2 – Documents Needed

📌 Passport 📌 U.S. Visa (F-1/H-1B etc.) 📌 I-20 or DS-2019 (students) 📌 Proof of U.S. address 📌 SSN (if available)

– Start application online – Visit branch with documents – Banker sets up your account

Step 3 – Visit Bank or Apply Online

Step 4 – Get Account Features

💳 Debit card (instant or mailed) 📱 Online banking setup ⚡ Overdraft protection option Slide 8

Step 5 – Activate & Use

– Deposit money (from India via Wise/Remitly) – Set up bill payments – Use debit card daily

Best Tips for Indians

✔ Pick student-friendly accounts (no monthly fee) ✔ Use remittance apps, not SWIFT, for transfers ✔ Build credit with a secured credit card

Start Your U.S. Financial Journey Today!

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